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Credit Cards with Free Travel Insurance to Defeat the Flight Cancellation

A must-have protection during recent cancelation wave

Recently, US travelers are experiencing unprecedent wave of flight cancellation, just look at the news:

Although Airlines may give you some compensation, you may still face seriously loss because of the travel interruption. Therefore, if you book the tickets using a credit card with travel insurance, you can get more protection, this is extra from what you get from Airlines. And you don’t need to pay anything for this! Now I am listing several credit cards with free travel insurance.

The Platinum Card from American Express

  • Trip cancellation: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.
  • Trip interruption: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.
  • Trip delay: Up to $500 per ticket for delays more than six hours.
  • Lost luggage: Up to $3,000 per passenger

Chase Sapphire Reserve

  • Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.
  • Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.
  • Trip delay: Up to $500 per ticket for delays more than six hours.
  • Baggage delay: Up to $100 per day for five days.
  • Lost luggage: Up to $3,000 per passenger

Chase Sapphire Preferred

  • Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.
  • Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.
  • Trip delay: Up to $500 per ticket for delays more than 12 hours.
  • Baggage delay: Up to $100 per day for five days.
  • Lost luggage: Up to $3,000 per passenger.

Hilton Honors American Express Aspire Card

  • Trip cancellation: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.
  • Trip interruption: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.
  • Baggage delay: Up to $100 per carrier for three days.
  • Lost luggage: Up to $3,000 per passenger.

Chase United Explorer card

  • Trip cancellation: Up to $1,500 per person and $6,000 per trip.
  • Trip interruption: Up to $1,500 per person and $6,000 per trip.
  • Trip delay: Up to $500 per ticket for delays more than 12 hours.
  • Baggage delay: Up to $100 per day for three days.
  • Lost luggage: Up to $3,000 per passenger.

At last, today the Secretary of Transportation Pete Buttigieg twitted some tips to get compensations from Airlines, I just post his twitters here for your reference. Bottomline is, you are entitled to a cash refund.

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