The 0 APR credit card is a good way to help you build temporary cash flow as you just need to pay minimal due for a period, such as 12 months or even 24 months, without any interest. In another word, it works as a free personal loan!! If there… Read More »Be Careful of 0 APR Credit Card: A Big Hurt to Your Credit Score
Rent payment is huge spending in our daily life. As I mentioned in this post: Credit Card: A Big Cash Flow Generator, if we can use credit cards to pay everything we need to pay, we can accumulate big rewards, then we can convert them to cash flow. In this… Read More »Complete Guide to Make the Rent Payment Smartly
Citi Bank is offering a bonus of up to $5,000 when you open and enroll in a new Citi Personal Wealth Management account. The bonus you receive depends on the funds you fund the account with within two months of account opening, the funds must remain there for three months… Read More »Earn up To $5000 with Citi Bank
Are you looking for some July 4th gift? Sofi is offering a big July 4th gift for refinance your student loan or take a new personal loan. The public link is here. You will get $500 to refinance your student loan, or $ 600 to take a new personal loan.… Read More »$600 July 4th Gift in less than 30 minutes
5% cash back credit card without annual fee, are almost the highest rebate to get in the market. They are also my favorites. To build a robust cash flow from everyday spending, I believe these cards are worthy to hold for a long time. Chase Freedom It comes with $200… Read More »5% Cash Back Credit Card Review: Best for Cash Flow
I just got 55,000 American Express points We talked about the credit card retention offer before: Retention Offer Before Closing the Credit Card. Today, one of my American Express Platinum cards is due for an annual fee, so I decide to ask for retention before I consider closing the card.… Read More »Credit Card Retention Offer Request: Dummy Easy Step-by-Step Practice
A good opportunity to get persistent cash flow I actually found this high yield checking account Enzo when I was browsing Instagram. Enzo is a new fintech that is in Beta offers an interesting rewards program, they have raised $3 million according to Crunchbase. I joined this program early this… Read More »Be A Found Member of A High Yield Checking Account
A summary of the past 13 months since I start to Invest I have talked too much about cash flow. I just mentioned cash flow by dividends: I reach $1000 Dividend Milestones, which is nice, but it is only a small part. I also discussed credit cards before: Credit Card:… Read More »My Cash Flow from Credit Cards: How I earn $542 per month
Recent Adjustments to My Holding I have mentioned in Top 10 ETFs and Stocks I am Holding: Diversify that I have made some mistakes since last year: Holding too many Tech stocks, which cause the huge asset decrease YTD. Recently, I believe everyone is feeling the gas price is skyrocketing,… Read More »My Stock Portfolio Analysis Diary(1): 06-09-2022
A View from Elon Musk As inflation continues to surge, more people are concerned that the Fed Reserve’s policy will bring the US economy into recession. Actually, if you look at recently earning reports from Target, and Walmart, you can find out that consumers start to save more money on… Read More »Is Recession Really Coming Soon?